Odds to 1
The relationship between probability and odds can be stated as follows:
"Odds to 1" = (1/Probability) - 1
Let's say you wish to convert the 2 to 1 insurance payoff into a win probability. In this example, Probability = 1/("Odds to 1" + 1) = 1/(2 + 1) = 1/3 = 0.333...
This means that you have to have an expectation of greater than 0.333... in order to make the insurance bet a profitable one.
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